Speak to an Expert
Reasons to Join Us Become an Appointed Representative Become our Introducer Become a Supplier
About BFT Our Values Why Choose Us
Our Lending Solutions Asset Finance Real Estate Working Capital Renewables

COMMERCIAL MORTGAGE



COMMERCIAL MORTGAGE


Smart Property Finance — Built Around Your Business

At Business Finance Trust, we provide tailored Commercial Mortgage solutions to help business owners and occupiers secure the funding they need — with trusted advice, competitive rates, and a straightforward process.

Whether you're purchasing new premises for your business, purchasing a property your business currently occupies, refinancing an existing loan, or seeking funding via a pension scheme, we work with a wide panel of lenders to find the right mortgage for your needs.



WHAT WE OFFER


✅ Owner-Occupied Commercial Mortgages
  • For businesses purchasing their own trading premises directly or via pension schemes
  • Office buildings, warehouses, retail, commercial, leisure, industrial, care, medical spaces & more
  • Typically up to 80% Loan-to-Value (subject to criteria)
  • Flexible terms, fixed or variable rates available

✅ Refinance & Equity Release
  • Restructure existing finance to reduce repayments
  • Release capital for business growth, property improvements, or new purchases
  • Access to high street banks, specialist lenders, and private funders


WHY WORK WITH US


✔️ Independent, Trusted Advice
 We’re not tied to any one lender — we work for you, comparing the market to find the most suitable mortgage solution.

✔️ Experienced partner led approach

✔️ Access to Specialist Lenders 
 From mainstream banks to specialist commercial lenders, we open doors others can’t.

✔️ Experience with Complex Cases
 We assist with layered company structures, SPVs, mixed-use properties, and bespoke financing requirements.

✔️ Fast, Transparent Process
 We guide you from enquiry to completion with clear communication, practical advice, and no hidden surprises.

✔️ Personal, Collaborative Approach
 Our team takes the time to understand your business, goals, and property needs — working with you to secure the right funding


GET EXPERT HELP WITH YOUR COMMERCIAL MORTGAGE


Get expert advice, competitive funding, and a partner who works in your best interest.


Talk to an Expert