DEVELOPMENT FINANCE



DEVELOPMENT FINANCING


Flexible, Trusted Funding for Property Development Projects

At Business Finance Trust, we help property developers access the finance they need to bring their projects to life — from ground-up builds to major refurbishments and conversions.

Whether you're an experienced developer or embarking on your first project, we offer independent, trusted advice and access to a wide range of lenders to structure the right development finance solution for your needs.


WHAT WE OFFER


Ground-Up Development Finance
  • Residential schemes (single units to large developments)
  • Commercial projects including offices, retail, industrial units
  • Typically up to 70% LTGDV and 85% LTC, subject to criteria
  • Funding for land acquisition and build costs
  • Staged drawdowns to align with project milestones


Light & Heavy Refurbishment & Conversion Finance
  • Refurbishments for residential and commercial property
  • Property conversions (e.g. office-to-residential, HMO conversions)
  • Acquisition bridging or development exit options available

Development Exit Finance
  • Refinance existing development loans post-practical completion
  • Release capital tied up in completed projects 
  • Improve terms or access equity for your next project


WHY WORK WITH US


✔️ Independent, Expert Advice
 We’re not tied to one lender — we work for you, comparing the market to find funding tailored to your project.

✔️Experienced, Collaborative Team
 With extensive property finance expertise, we work alongside you to structure funding that works — keeping your project on track.

✔️ Access to Specialist Lenders
 We work with banks, specialist development lenders, and private funders to find the most competitive solution.

✔️ Support for Complex or Specialist Projects
 We assist with residential, commercial, mixed-use, and bespoke development schemes, including SPV structures.

✔️ Fast, Streamlined Process
 Time matters in property development — we guide you through the process with clarity, speed, and minimal red tape.



FUNDING THAT KEEPS YOUR DEVELOPMENT MOVING


Get expert advice, competitive funding, and a partner who works in your best interest.


Talk to an Expert