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INVOICE FINANCE



INVOICE FINANCE


Unlock Cash Flow — Get Paid Faster with Trusted Invoice Finance

At Business Finance Trust, we help businesses improve cash flow with flexible, confidential Invoice Discounting solutions. Turn outstanding invoices into immediate working capital, without waiting 30, 60, or 90 days for customers to pay.

With access to a wide panel of lenders, we provide trusted, independent advice and tailored invoice finance options — so you can keep your business moving without the stress of cash flow gaps.



WHAT IS INVOICE FINANCE

Invoice Finance is a flexible and confidential way for businesses to improve cash flow by unlocking the value of unpaid customer invoices. Instead of waiting 30, 60, or even 90 days to be paid, your business can access up to 95% of the invoice value almost immediately, giving you the working capital you need to manage day-to-day operations or fund growth.

This type of facility uses the strength of your customers' creditworthiness to support your cash flow. 

Each facility comes with access to a dedicated Relationship Manager, ensuring you have expert support every step of the way. Optional Debtor Protection or Credit Control service is also available.

We also offer tailored invoice discounting solutions for industries with unique funding needs, such as construction and recruitment — as well as for businesses dealing with large, one-off invoices. Specialist "Construction" and "Recruitment" facilities are available on one-off large invoices. 

Best of all, because the facility is confidential, your customers won't know you’re using it, giving you full control, flexibility, and peace of mind.



Use Invoice Discounting to:
✅ Improve cash flow and working capital

✅ Fund growth or day-to-day operations

✅ Cover wages, suppliers, or tax bills

✅ Bridge gaps caused by slow-paying clients


You stay in control of your sales ledger while gaining immediate access to funds — keeping your business moving forward.


WHAT WE OFFER

✅ Confidential Invoice Discounting
Release up to 90% of invoice value within 24 hours
  • You maintain customer relationships and collections
  • Ideal for established businesses with strong credit control processes

✅ Selective Invoice Discounting
  • Choose which invoices or customers to finance
  • No obligation to discount your entire sales ledger
  • Flexible for project-based or seasonal businesses

✅ Full Ledger Invoice Discounting
  • Ongoing access to working capital based on your entire receivables book
  • Scalable with your business growth


WHY CHOOSE US FOR YOU INVOICE DISCOUNTING

✔️ Free review

✔️ Trusted, Independent Advice
We work for you, not the lender — providing impartial guidance and comparing options to find the right solution for your business.

✔️ Access to Leading UK Invoice Finance Providers
We work with high street banks, specialist funders, and independent lenders — offering competitive rates and flexible facilities.

✔️ Tailored to Your Business Needs
Facilities structured around your turnover, customer base, and cash flow requirements — with scalable solutions as you grow.

✔️ Confidential, Professional Approach
Maintain customer relationships and protect your reputation with discreet, confidential finance.

✔️ Fast Setup, Simple Process
Quick decisions and straightforward onboarding — with funds typically available within days.


READY TO UNLOCK YOUR CASHFLOW?


We help businesses turn unpaid invoices into working capital — with trusted advice, flexible finance, and a personal, collaborative approach.


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